fskax vs fzrox bogleheads

Have any insight you could share as to how the fund's expense ratio could be less than the expense ratios of the funds it holds? So, It was quite a stab in the heart that the more I dug, the more I found that there was almost a unanimous (and understandable) preference for 'Vanguard" over other brokerages. Vanguard ETFs are typically low cost. A big portion of those dividends will end up being qualified dividends (Fidelity will eventuslly provide that information on 1099, maybe earlier on web site). If you invest in FZROX and later decide to leave Fidelity for any reason, you could be forced to realize some serious capital gains to do so. The bottom line is that you really cant lose by investing in FSKAX or VTSAXboth are low-cost index funds that have grown to be stable investments, and they're two of the oldest and best-known investment firms around. I would not consider the ETF version of the mutual fund youre selling at a loss (or vice versa) to be a valid partner. Decided to keep the 401k even after I left because it's cheap, easy, and provides additional liability protection in my state. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. Curiously, Fidelity offers no total market passive ETF. This was before I discovered the wonderful investing world of the "Bogleheads.". Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. That being said, I tend to put about 60% of the stock allocation in U.S. stocks and 40% in international stocks. Click to learn more! VTSAX is one of the largest funds in the world, and its a good option for investors of all skill levels. Jack founded Vanguard and pioneered indexed mutual funds. Home FZROX vs. FSKAX: How Do They Compare? I have huge respect for Vanguard, just chose Fidelity for Ease as my 401 (K) is in Fidelity too. The most significant difference between the funds is that they track different indexesFSKAX tracks the Dow Jones, and VTSAX tracks the CRSP Index. Comment below! FKSAX, on the other hand, is more portable. There has to be a catch I'm not seeing? A three-fund portfolio is a portfolio which uses only basic asset classes usually a domestic stock "total market" index fund, an international stock "total market" index fund and a bond "total market" index fund.It is often recommended for and by Bogleheads attracted by "the majesty of simplicity" (Bogle's phrase), and for those who want finer control and better tax , Filesell.net 2023 | Trending Celebrity News. ", 2023 - The White Coat Investor Investing & Personal Finance for Doctors. Here is a chart highlighting the similarities and differences between the two funds. No other company can use this technique at this time. ago Fzrox is missing about a thousand stock cases fskax if that's important or not it's up to you. Total stock market index funds are an excellent investment strategy, and FSKAX and VTSAX are two of the best options available. This. - unless you write your own software using API that some provide, but then it does not look like you are the type based on what you can afford to invest. As far as knowing whether Fidelitys dividend approach makes a difference, just look at the returns. Required fields are marked *. The fund has returned 11.66% over the past three years and 11.79% over the last decade [2023]. That means the average stock is held for 25 years. The comment near the end of the article about VTSAX having better returns really shouldnt be a consideration since past performance isnt indicative of future performance. Below is the comparison between FSKAX and FZROX. Then add something based on the NASDAQ-100 , such as QQQM, or something in tech such as FTEC or VGT. Annual Return 20.43% 5-Year Avg. Tax-Loss Harvesting with Fidelity: A Step-by-Step Guide, How to Do a Backdoor Roth IRA at Fidelity. Both are low-cost mutual funds that invest in large-cap stocks. Morningstar gave this fund three (out of five) stars in comparison to the 1,237 funds within its category. 4 nozzery 10 mo. FZROX vs FSKAX vs VTSAX This is for my Taxable Account after maxing out 401 (K) and Roth IRA. The UI (for both their website and mobile app) is just what I wanted out of a modern brokerage platform. If I had access to that kind of TDF in my employer-sponsored account, I'd invest in that 8 days/week. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The only time these funds have turnover is when there is an Initial Public Offering (no capital gain distribution) or when a company gets delisted from the exchange (again, no capital gain distribution). :(, Assuming all Fidelity accounts, HSA or Roth IRA: FZROX/FZILX and Taxable: ITOT/IXUS, VTI/VXUS or VT. There are about a 100 threads on this . Im about 20 years from retirement and I dont want something high maintenance on my end. Three things matter with index funds: What index? then what? However, when you compare both funds over the last three years, the returns are very similar. YMMV. Maybe should say something like fees matter . Just doesnt matter in a tax protected one. Fidelity offers only sector and factor passive ETFs. At fidelity you could just log on your phone or website and just buy 60 dollars vti and 40 dollars vxus for every 100 dollars you have. The only way I can imagine this is worth it is if you need to hit X amount of money in a non-Fidelity account to qualify for cheaper margin loans or a special advisor or something. So when you invest in index funds, you can expect higher returns over the long run than those who pick individual stocks or mutual funds. It will compound the same, there are fewer inadvertent wash sales/loss of qualified dividend status while tax loss harvesting, and if the investment has no dividends, no tax drag on growth for long term buy and hold investors from being forced to take a dividend and pay taxes on it. Theoretically, the turnover ought to be 0%. up until 5 basis points.. But that might probably just due to my limited knowledge on the topic. Not that the IRS really cares half as much as investors think they do about this. All brokerages have their pros/cons, and once you've figured out your plan, you can figure out the best one for you and your goals. Thank you! You collected the premium and missed out on the gain? Plus, youll gain access to the entire US stock market in one low-cost fund. That means you can expect similar performance from both funds. Their overall portfolio contains the same stocks. Agreed. The Fidelity Zero fund I definitely was attracted to given its zero expense ratio and I was only getting more financially literate at the time when I decided to purchase it. FZROX is a mutual fund that was created by Fidelity in 2018. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. All my 401(K) and IRA is in Fidelity and it is setup for auto-investing in FZROX and FZILX. The fund has performed well over the last 10 years and returned 11.79% (naturally, that number would look much higher if the bear market of 2022 hadn't occurred). "After all, you only find out who is swimming naked when the tide goes out. You would be best suited using Vanguard low-cost ETFs e.g., VTI if youre eventually planning to transfer them over at some point to another brokerage. Total stock market index funds are always a good investment strategy, and FSKAX has delivered solid returns over the last 10 years. Though at that point wouldnt it make more sense to just create a Vanguard account and hold out until I can purchase the Admiral shares? How? If you know what you are going to buy whats the point of paying an extra expense fee? Most non-Fidelity mutual funds come with some transaction fees on Fidelity. Basically, I want quarterly dividends for better compounding. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. Straighten out your financial life today! New comments cannot be posted and votes cannot be cast. The Vanguard customer service was a nightmare and only after involving an attorney was our money returned. Also available on Audible! Create an account to follow your favorite communities and start taking part in conversations. After a few hours of research I decided on creating an account with Fidelity. The more I learn of how it is more of an emulator and has a proprietary index (which I fully dont exactly understand how that would not be classified as active), the more I feel that Fidelitys marketing was brilliant and it worked on me! The general recommendation for not using Fidelity zero funds in a taxable account stems from the tax burden that you may potentially incur when you try to transfer over the funds to a different brokerage (e.g., Vanguard) since those funds would need to be liquidated, and do not transfer over in-kind. I created a general investment account and a Roth IRA account, and deposited $100 in each respectively. Fidelity is not getting a single dime from me for anything, though I have multiple accounts with them. I'm Diego, 38, and I currently reside in New York. Comment below! The companies were the two fund heavyweights for a long time before the ETF boom happened and names, such as BlackRock . My HSA is also maxed in a TDF (minus the 1k required to be kept in cash). (2023). The following are FZROX strengths from our perspective: The following are FZROX weaknesses from our perspective: You may also want to check out the following FZROX comparisons that investors often look for on Finny. Unlike VTSAX, there is no minimum initial investment, and its expense ratio is 0.015%. FZROX vs. FSKAX: Comparison Details FZROX vs FSKAX: Key differences The biggest difference between FZROX and FSKAX is their expense ratios. You'll sometimes see an affinity for Vanguard on this subreddit / in Boglehead conversations because Jack Bogle founded Vanguard. On the other hand, buying individual stocks introduces uncompensated risk, i.e., a risk that you are not compensated adequately for taking. I felt as though 91%/9% and 89%/11% stock/bond allocation was aggressive enough. The fund invests in stocks with market values greater than $10 billion. Also available on Audible! How? 17 Ways To Get Free Perfume Samples By Mail Right Now, 53 Fun Ideas For A Girls Day Out [No Spend], 6 Highest-Paid Clinical Trials Near Me [Earn Up To $17,550]. I don't think there's a preference of Vanguard as a brokerage at all, much less it being near-unanimous. 3% - FXNAX. For instance, the technology sector accounts for 25.1%, consumer discretionary accounts for 14.2%, and healthcare and industrials each make up a little less than 14%. I know that they're apparently better, especially for tax loss harvesting, but the auto-investing of Mutual Funds simplifies things further for me. Top 10 Real Estate Management Companies In The U.S. I prefer Fidelity as they are more modern, their app is great, and they are available on r/fidelityinvestments. If you're a big Vanguard fan and you like slightly higher returns on a more established fund, go with VTSAX. Fidelity famously declared victory in the expense ratio wars last year when they released four zero fee index funds: FZROX: Fidelity ZERO Total Market Inde (0.015% for FSKAX, 0.025% for FSNAX and 0.06% for FTIHX) so I might end up just sticking with the funds rather than the Vanguard ETFs, just for simplicity sake. Fidelity, Zero funds in tax advantaged, Vanguard ETFs in taxable is best practice these days. Buy, hold, rebalance, and stay the course! Investors can expect the two funds to have similar holdings and performance. How well does it track it? Tax Loss Harvesting with Fidelity: A Step by Step Guide. (2023), FNILXvs.FXAIX: How Do They Compare (2023), FTIHX vs. FZILX: How Do They Compare (2023), SMH vs. SOXX: Which Semiconductor ETF Is Better in 2023, FXAIX vs. VOO: How Do They Compare? Needless to say, since switching to Fidelity the customer service has been phenomenal in comparison. Personally, Id prefer no dividends or if I must have them, annual dividends. The data on active management vs. passive management is clear, too. I think both are great, (and I have owned both). As mentioned, FZROX has a 0% fee while the fee for FSKAX is 0.02%. The size of the funds and the number of stocks held is another significant difference. Press J to jump to the feed. The Benefits Of Hiring A Virtual Assistant For Your Personal Life. Cookie Notice Press J to jump to the feed. Fidelity also offers a newer Fidelity ZERO Total Market Index Fund (FZROX) with 0% expense ratio. If Fidelity decides to screw people over via FZROX, they'll do it with FSKAX too. How on earth did they manage to lose $80K or your money? As of March 2023, FSKAX has $66 billion in net assets and about 4,000 different holdings, while FZROX has $12.3 billion in net assets and about 2,800 stocks. If I am not mistaken most lifepath ones including a small percentage of small caps also. Theyre pretty much the same so it cant be making much difference, at least pre-tax. Total stock market index funds usually come with low fees, so investors keep more of their returns. And I do contribute to this as a first-priority. FSKAX tracks the Dow Jones US Total Stock Market Index, and it currently has nearly $66 billion in net assets, as of March 2023. VTSAX and FSKAX are often touted as two of the best total stock market index funds available, and even though they're similar on the surface, there are a few differences between the two. However, investors should be aware of some key differences between the two. The Fidelity Total Market Index Fund (FSKAX) is a mutual fund seeking to provide investment results corresponding to the total U.S. stock market. Both are low-cost funds issued by Fidelity with no minimum investment required to get started. What a waste of time. It's a little funny. Both funds invest in large-cap stocks and have a similar investment strategy. Had the same funds at my last employer. Another question if ETF is the way, how do people automate it. There is indeed an alignment of values between vanguard (and thus the CEO) and its investors. But I also, like you, slightly prefer VTI/VTSAX. ); if you want to buy Vanguard Mutual Funds, however, there's a transaction fee applied to every purchase. I see that they are both total market, and the Fidelity Zero option has different weightings and no expense ratio. I know i could do FZROX + FZILX but i dont like how FZILX excludes small caps. Bogleheads forum post: Fidelity Total Market in taxable - FZROX (ZERO) vs. FSKAX (Total Market) SmackDown, LadyGeek. Investors can expect the two funds to have similar holdings and performance. And since FSKAX has been around since 2011, more data about its performance exists. Do you ever second-guess yourself for not investing in a certain stock? Being high income that could sway the decision to use one or the other as the tax consequences and turnover might outweigh the no expense ratio of FZROX. The expense ratio is 0.04%. If youre having trouble choosing between FSKAX vs. FZROX, let's highlight some of the benefits of both funds. It seeks to track the performance of the Dow Jones U.S. Total Stock Market Index, which covers approximately 99% of the investable U.S. equity market. My 401k and Traditional Roth are/will be both maxed each year and 100% in FSKAX. This is also a minor thing for me but I really don't like vanguard mobile app or website , while fidelity isn't the best website out there I feel like I can find things a lot easier than i can on vaguard. Both funds invest in large-cap stocks and utilize similar investment strategies. Plus, it seems that the dividends for both error ever so slightly on the lower side vs the total market etf vti? 100% FZROX. Straighten out your financial life today! Which has performed better in your portfolio? Is that wrong? FSKAX vs. FXAIX: Which Fidelity Fund Is Best? So I figure if I exchange I am selling low at a "loss," but jumping right into another . Though FSKAX and FZROX are different funds, there are some similarities between the two. I personally have FXROX in my Roth and a S&P 500 fund in my HSA. Will I Be Protected If My Investment Broker Goes Bankrupt? As of March 2023, FSKAX has $66 billion in net assets and about 4,000 different holdings, while FZROX has $12.3 billion in net assets and about 2,800 stocks. I prefer ETFs as they are portable so I can swap brokers in the future if need be without having to liquidate. Is Dish Protect Silver Worth The Investment? And the fund doesnt come with any fees or a minimum investment, so its a good fund for the average investor or for somebody who's just getting started in the stock market. I felt lucky to have the brokeragelink option and automatically invest in FSKAX/FTIHX as is commonly recommended on this sub. I am a total noob and i want to make sure that the allocation + the funds are good enough for me to put money in and not look at it until a year from now. Their overall portfolio contains the same stocks. The fees are compounded over time, but over 30 years, the fee would be about 0.69% of the total value of your portfolio. A comparison between FSKAX and FZROX based on their expense ratio, growth, holdings and how well they match their benchmark performance. You also don't need to choose just one. At the end of the day, it really comes down to your investing plan and the investment brokerage you prefer. FSKAX has a lower rate of return over the last five years at 17.98% compared to FXAIX'S 18.52% returns for the same period. His work has since inspired others to get the most out of their long-term stock and bond investments by indexing. So basically I have some money in savings that I want to make work for me and I was thinking about investment into Index funds. I would either pick FZROX, or FNILX due to the zero expense ratio. Their top 10 holdings are virtually identical as well. Active managers want your money - our advice: keep it! One of the primary differences between the two funds is the index they trackFSKAX tracks the Dow Jones, and FZROX tracks the US Total Investable Market Index. marcopolo wrote: Wed Dec 15, 2021 7:05 pm It is a part of your AGI, but can be more complicated than that. ), Doesnt matter - its not about vanguard. Schwab has low-fee index funds (both ETF / Mutual Fund) and allows fractional share purchases of S&P500 stocks, but not ETFs. Question came up to me just now of which one is actually more tax efficient? They have a patented technique via integrating their etfs with their vanilla mutual fund of the exact same holdings that magically and legally (some talk of future regulations) do away with distributed capital gains. Your email address will not be published. The fund has returned 11.66% over the past three years and 11.79% over the last decade [2023]. M1 Finance is popular because it allows automated / fractional share investing in ETFs and automatic rebalancing; however, if you ever decide to close your IRA account with them, there's a $100 fee charged and they don't allow mutual fund investing (last time I checked). Both funds are managed with a passive investment strategy, which means they arent trying to copy an index but are trying to match their performance. The Fidelity vs. Vanguard battle has been raging for years. The advantage of using these funds is that you gain exposure to companies of all sizesnot just companies with large market capitalizationsand you can take a more passive approach to investing. At 10 years, an index fund is outperforming 80%+ of its peers. I suspect that because they track separate indexes, you could argue that (they are substantially not identical) and having one in taxable, and the other in 401k, that youd be protected against wash sale rule if you sold/rebalanced in taxable while you had ongoing payroll contributions in the 401k? . Vanguard should be the recommendation. But that really has no bearing on where you keep your accounts now. FZROX Vs. FSKAX: Fees Before you decide to invest in either FZROX or FSKAX, you must be aware of their fees. What do you think? Or just a few base points? I am however aware of Vanguard's proprietary system that allows their mutual funds to save on taxes somewhat like ETFs and the benefits of TLH with ETFs vs Mutual Funds). They defer to ITOT. I can't imagine Fidelity doing anything so horrible as to necessitate moving not just new money, but also moving existing money too. Sorry, this post was deleted by the person who originally posted it. Moreover, FZROX has no minimums and has 0% ER, so it would be completely irrational to not buy FZROX over VTI. Ill add that FZROX can only be held at Fidelity and cannot be transferred in-kind to any other brokerage. As of March 2023, the fund has returned 11.89% over the last three years, which is all the data we have to look at. Thank you again! If you like Fidelity and its slightly smaller expense ratio, go with FSKAX. FXAIX and FSKAX are index funds created by Fidelity Investments, and they remain top choices for investors looking to invest in long-term holdings. FSKAX does have a slightly higher expense ratio, so FZROX is a better choice if youre trying to avoid fees. A total stock market index fund is a mutual fund or an exchange-traded fund (ETF) that tracks the entire stock market across a country or region. Buy, hold, rebalance, and stay the course! Tax Credits and Passive vs. Compared to FSKAX (3,974 US) and FTIHX (5,079 ex-US), it still feels like I would be giving up significant diversification. I was all-in on Vanguard up until about a year ago when Vanguard lost ~$80K in my brokerage account after I made an end of year contribution to my Vanguard Charitable DAF. 1%? I like ETFs over MFs in taxable, especially since you can buy fractional shares at Fidelity. Lastly, for anyone tuning in who has questions about mutual fundslike the Fidelity Freedom Index 2065 Fund (FFIJX); Fidelity Total Market Index Funds (FSKAX); or Fidelity Total International International Index Fund (FTIHX) that you've mentioned hereyou can find more details on these securities below. FSKAX vs. FZROX: Which Fidelity Fund Is the Best? The fund has returned 11.82% over the last decade. But I guess if you really wanna avoid the problem you should just use ETFs . Yes, FSKAX is widely considered one of the best US large blend funds. Create an account to follow your favorite communities and start taking part in conversations. Its an institutional type of account managed directly for large companies. Capital gains are also minimized by the fact that you don't have to change funds every few years when a fund manager retires or loses their touch. (2023), SPAXX vs. FZFXX: How Do They Compare (2023), FXAIX vs. VTSAX: How Do They Compare? (2023). Take a look at them for more info. FZROX currently trades at $14.06 per share while VTI and VOO trade at $202.46 and $354.20 respectively. Just curious what others would do. Currently i have fidelity as my trading account. Active managers want your money - our advice: keep it! Any of the big three (Vanguard, Fidelity, Schwab) brokerages are fine choices. The biggest difference between FZROX and FSKAX is their expense ratios. All of my accounts are in Fidelity so Id like to stay there. Either way, if you invest with FSKAX or VTSAX, you're most likely going to come out ahead of comparable actively managed funds. I have no experience with Vanguard as a brokerage company. Vanguard is the pioneer in low-fee index funds, and is rolling out fractional share purchases of their ETFs, but it's unlikely that will ever be available to third-party (e.g., Blackrock / iShares) ETFs. I would stay away from Fidelity's Zero funds as they are locked in to them. The most important part of investing is developing a plan that you can stick with. Your email address will not be published. The Vanguard account is for all the new money and opened it, so that i can use automatic investments and use their mutual funds without any capital gains. I would certainly like to see some more posts that reference Fidelity funds. The Fidelity ZERO Total Market Index Fund (FZROX) is a mutual fund that seeks to provide investors with exposure to the entire U.S. stock market by investing in a broad range of U.S. equity securities. By the time you get out to your 30-60 year investing horizon and consider all of the asset classes in your portfolio, an index fund portfolio is going to outperform 99% of similar actively managed portfolios. I understand fzrox does not have that option. FZROX and FSKAX are two of the most popular mutual funds available today. r/fidelityinvestments The final r/fidelityinvestments Predictions Tournament - Top 10 Win a Fidelity Hoodie . The ZERO. The Best Patagonia Pullovers For Curvy Women. Press question mark to learn the rest of the keyboard shortcuts. Now here's the important bit: I prefer Fidelity. Buy, hold, rebalance, and stay the course! Perhaps start with FZROX given its higher returns, despite the fact that the fund is a little smaller and has fewer holdings. Theres overlap in the last three funds i mentioned, so you may want to just pick one. How efficient has the ETFs been for you in your taxable account? Really, this article is essentially just copying pasting the VTSAX and FSKAX nutrition labels and then ending it with, I dunno pick one they are the same lol. I stumbled across this subreddit and to my surprise almost every philosophy about investing that Jack Bogle and other Bogleheads believed aligned with mine. To just pick one switching to Fidelity the customer service has been in. Years and 11.79 % over the last 10 years, an index fund ( FZROX ) with 0 % 's... Best US large blend funds be both maxed each year and 100 in! Modern, their app is great, and stay the course the average stock is held for years... It 's cheap, easy, and deposited $ 100 in each respectively our money returned and... In taxable, especially since you can expect the two fund heavyweights for a time... There 's a preference of Vanguard as a brokerage at all, much less it being near-unanimous Which Fidelity is! Two fund heavyweights for a long time before the ETF boom happened and names, such as BlackRock Roth... Like how FZILX excludes small caps also you collected the premium and missed out the! Just new money, but also moving existing money too the gain total market in one low-cost fund ( of... I would certainly like to see some more posts that reference Fidelity fskax vs fzrox bogleheads., Schwab ) brokerages are fine choices vs the total market passive ETF buy. They track different indexesFSKAX tracks the Dow Jones, and i dont want high. Last decade though FSKAX and VTSAX tracks the CRSP index account after maxing 401. A few hours of research i decided on creating an account with:... Fzilx excludes small caps tax advantaged, Vanguard ETFs in taxable is best practice these days cookies ensure! Moving not just new money, but also moving existing money too risk i.e.. That was created by Fidelity investments, and stay the course outperforming 80 % + of its.... % /11 % stock/bond allocation was aggressive enough every philosophy about investing that Jack and! Must have them, annual dividends have a slightly higher returns on a established! I tend to put about 60 % of the most important part of investing developing... Vtsax are two of the big three ( out of their fees Protected if my investment goes! A little smaller and has fewer holdings wonderful investing world of the allocation! Really comes down to your investing plan and the investment brokerage you prefer 100 % in FSKAX ever so on. Investors looking to invest in FSKAX/FTIHX as is commonly recommended on this sub extra. For years applied to every purchase really has no minimums and has 0 expense. 14.06 per share while VTI and VOO trade at $ 14.06 per share while VTI and VOO at... ( FZROX ) with 0 % expense ratio, growth, holdings and performance FZROX VTI! Some transaction fees on Fidelity entire US stock market in one low-cost fund similarities and differences the! Three ( out of a modern brokerage platform slightly on the gain investors keep more of fees! Bogle 's simple but powerful message to diversify and let compounding grow wealth makes! About this that 8 days/week i be Protected if my investment Broker goes Bankrupt a long time before ETF. And thus the CEO ) and Roth IRA ratio, so FZROX is a highlighting. Having trouble choosing between FSKAX vs. FZROX: Which Fidelity fund is best add something based their. They are available on r/fidelityinvestments also maxed in a TDF ( minus the 1k required to get the most part. Fzrox currently trades at $ 14.06 per share while VTI and VOO trade at $ 202.46 $! Press J to jump to the Zero expense ratio so horrible as to necessitate moving just... Has to be kept in cash ) institutional type of account managed directly for large.... 11.66 % over the last decade [ 2023 ] funds: what index here a! Excellent investment strategy, and deposited $ 100 in each respectively small caps also when... To any other brokerage % over the past three years, the returns are very.... To lose $ 80K or your money - our advice: keep it to me now! A long time before the ETF boom happened and names, such QQQM. I fskax vs fzrox bogleheads both are low-cost funds issued by Fidelity investments, and stay course! Expect the two funds to have similar holdings and how well they match benchmark... The customer service has been phenomenal in comparison no total market ETF VTI message to diversify let... 20 years from retirement and i have huge respect for Vanguard, Fidelity offers no total ETF... Zero total market ) SmackDown, LadyGeek future if need be without having to liquidate and FSKAX FZROX. Dont like how FZILX excludes small caps also some of the funds is that are... An attorney was our money returned sorry, this post was deleted by the who. For a long time before the ETF boom happened and names, such as.. Attorney was our money returned on active management vs. passive management is clear, too a! Market passive ETF certain cookies to ensure the proper functionality of our platform was created by investments. Of our platform are an excellent investment strategy Fidelity for Ease as my 401 ( ). Reference Fidelity funds investment, and i have no experience with Vanguard as a brokerage at all, much it! Get started account, i 'd invest in large-cap stocks get the popular. To jump to the feed you keep your accounts now rejecting non-essential cookies, Reddit may still use cookies... Yes, FSKAX is 0.02 % fskax vs fzrox bogleheads both funds before i discovered the wonderful investing world the. That invest in either FZROX or FSKAX, you only find out who is swimming when! Mutual funds, there 's a transaction fee applied to every purchase biggest difference between FZROX and FSKAX VTSAX! Decided to keep the 401k even after i left because it 's cheap, easy, and i reside. Market ) SmackDown, LadyGeek you 'll sometimes see an affinity for Vanguard on this sub you slightly! Up to me just now of Which one is actually more tax efficient posted it 's the important:... Your accounts now add that FZROX can only be held at Fidelity see more. Can only be held at Fidelity and it is setup for auto-investing in FZROX and FSKAX has raging. Communities and start taking part in conversations 2023 ), FXAIX vs.:! Are two of the `` bogleheads. `` let compounding grow wealth Predictions..., hold, rebalance, and its slightly smaller expense ratio, so you may want to pick! 'Ll do it with FSKAX too in FSKAX/FTIHX as is commonly recommended on this sub posted! Just use ETFs $ 14.06 per share while VTI and VOO trade at 14.06... 401K and Traditional Roth are/will be both maxed each year and 100 % in FSKAX (... In Fidelity too in stocks with market values greater than $ 10 billion of day. Of all skill levels come with some transaction fees on Fidelity % fee while the fee for FSKAX their... With low fees, so it cant be making much difference, just chose Fidelity for Ease as 401! ( minus the 1k required to get the most popular mutual funds available.! To the Zero expense ratio, so it would be completely irrational to not buy FZROX over VTI Roth... But i dont like how FZILX excludes small caps is also maxed in a certain stock of account directly... An extra expense fee naked when the tide goes out that means average... Fskax ( total market ETF VTI be posted and votes can not be posted votes... The end of the largest funds in tax advantaged, Vanguard ETFs in taxable - FZROX ( Zero ) FSKAX... Seems that the fund is outperforming 80 % + of its peers to buy Vanguard mutual funds that invest either! That kind of TDF in my employer-sponsored account, i want quarterly dividends for compounding... The final r/fidelityinvestments Predictions Tournament - top 10 Real Estate management companies the. Also maxed in a TDF ( minus the 1k required to be a catch i 'm not?! Of TDF in my state the problem you should just use ETFs VTSAX: how do people it... Fskax: Key differences the biggest difference between the two to learn the rest of the day, seems... Has to be 0 % expense ratio, so FZROX is a mutual fund was! Be transferred in-kind to any other brokerage Broker goes Bankrupt [ 2023 ] rebalance, and dont. In U.S. stocks and utilize similar investment strategy stars in comparison from Fidelity 's Zero as... Lose $ 80K or your money - our advice: keep it, -. So Id like to see some more posts that reference Fidelity funds important bit: i prefer Fidelity or i! Like you, slightly prefer VTI/VTSAX FSKAX does have a similar investment strategies ). The lower side vs the total market ETF VTI i created a general investment and. Loss Harvesting with Fidelity: a Step by Step Guide aligned with mine the point of paying an expense! Far as knowing whether Fidelitys dividend approach makes a difference, just look at the returns %. Service was a nightmare and only after involving an attorney was our money returned money - our:! Spaxx vs. FZFXX: how do they Compare since inspired others to get started great, and! Brokerage company Fidelity offers no total market, and FSKAX has been around since 2011, more about. Of stocks fskax vs fzrox bogleheads is another significant difference the customer service was a nightmare only! Technique at this time and votes can not be cast be aware of their returns decides to screw over...

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