providian bank collections

With them. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees. With them. Three years later, at the beginning of the Great Recession,. Is this your company? I do not have or ever had a credit card. I remember providian card open in my name with a credit line of $300.00 used once and was paid.what should I do? I am charge for a Providian card and I never had a Providian card Read full review of Providian National Bank, Read full review of Providian National Bank and 1 comment. I think this bank went out of business years ago, or sold out to somebody else, I also just received a call from Portfolio Recovery Associates demanding payment on a supposed account I had with Providian back in 2001, I told the lady to go to hell since I never owed that money and even if I did, it's been over 11 years, The statute of limitations ran out on that debt almost 4 years ago. There are risks with ignoring a debt in collections, like completely destroying your credit score and getting sued by the collector. There is plenty of information on them as a rip-off artists on ripoff.comandsuch on the internet but no information on the actual company. Past performance is not indicative of future results. This page was generated at 03:20 AM. The have been accused of deceptive practices. Stuart R. Pollak of the Superior Court of California, the City and County of San Francisco, granted final approval to a settlement agreement in the case, and certified a settlement class. The case status is Disposed - Other Disposed. In May 2019, CFPB Director Kathy Kraningerannounced a proposalto change certain restrictions under the FDCPA, ranging from how collectors can contact consumers, when and how many times. I called this creditor and wanted info on this account they have nothing but its from 12 years ago, they can't even give me a phone number to reach this bank to find anything out. It is important to use an attorney experienced in defending credit card debt collection cases to maximize your chances of winning. http://settlementscams.com/debtcollector.pdf. To simply view messages, select the forum that you want to visit from the list below. Every # that I find for Providian & I call is disconnected. Thanks for your input. I have received nothing concerning this situation. That means that at the end of seven years, no matter how many times the debt was resold and re-reported, its likely the debt will be deleted from a credit report. According to Tayne, collectors are well-trained and have the advantage in the situation, whereas consumers are disadvantaged and may be cornered into an obligation to pay the debt in full. so make sure they arent scamming first and do research before paying. But with effort and patience, a score will eventually recover. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. I was and continue to be a resident of Massachusetts. They want $1900.00 from me and filing fees. They said that they are going to get back to me. Receiving threatening phone calls in regards to a debt that I did not incur. and we called the guy was talking so fast n wouldn't slow down. Providian was sold in 2005 and later sold again to Chase. http://www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf We need a class action lawsuit. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. They continued calling, stating that I needed to contact the Law Office, but no Lawyer name, and I would not answer the phone. How can I find out who Providian National Bank is. If the debt doesnt belong to you, you can dispute it. Whether or not you pay your bills on time comprises, Keep credit card balances low. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Jul 13 2008 12:50 PM Share your photos and videos with others to prove the truth of your words. I advised my husband against speaking with anyone else from this company and I plan to seek legal representation concerning this matter. No exceptions. I also have never seen this on my credit nor have I seen any collection letters or calls for this. Started to receive calls from ******************************************* stating that I had a Providian credit card that I opened in **** and paid on it for 18 years and then went into default in 2018. I've been featured as a personal finance expert in outlets like CNBC, Yahoo! Hartman and Rice both had credit-card account s with Providian National Bank on which they allegedly owe money. I can't find out how to contact these folks to see what this is about. obviusly it was a foreign btch who could speak 2 or 3 words of english. Submit a complaint and get your issue resolved. Until today. and told me that this was from the 1990 . OLD CC COLLECTION DEBT/RIPOFF SCAM! However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. I told the guy I have no idea what credit card hes talking about . Vane. What do I do? No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Providian National Bank Review: They have 3 different collection agencies attempting to collect over $3000 on the same account - ComplaintsBoard.com CB Banks Providian National Bank They have 3 different collection agencies attempting to collect over $3000 on the same account BBB Business Profiles may not be reproduced for sales or promotional purposes. Providian National Bank Customer Support Lowest Rating. The settlement was the largest enforcement action ever by the OCC and is the first enforcement action under the Federal Trade Commission Act by a bank regulatory agency.[4][5]. They have 3 different collection agencies attempting to collect over $3000 on the same account. I finally called Chase bank (who bought Providian) and nicely explained to them my situation. Debt collection calls are the cause of more complaints to the Federal Trade Commission than any other industry. I just received a collection from Portfolio Recovery Associates, LLC. Providian just garished my banking account without ever notifying me that they did this. I told them I have never had an account with this company and they will not give me any accurate information on this account as to dates nor exact amounts owed. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. We have never received anything letters from this company before or any collection letters regarding these Share your photos and videos with others to prove the truth of your words. When I explained I paid that off over 20 years ago and that he was in violation of a few fair business codes, he got nasty and started cussing at me. Services that help with debt settlements include debt attorneys or debt settlement companies. They transferred me to credit card services to look up any old Providian accounts I might have had=none. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. We know where you f*****g live!' Cheryl lindsey. I receive a notice from a collection agency that I owe Providian National bank $2222.11. I'm glad I was on the phone with my elderly mom as this is unacceptable. The lady was so threatening, I am afraid. These agencies then take responsibility for collecting the debt on behalf of the original company; or, sometimes, the agency buys the debt and then collects it on behalf of itself. There are no debts/collections showing on his credit reports and the news from HR was the first time we've heard of this. UnpaId debt remains forever, regardless of any secton,or subsection, of the FCRA or FDCPA. The collection agency would give me no information other than the name of the company they were working for. Even if you pay it, it will stay on showing paid but it will still be there. U.S. Office of the Comptroller of the Currency (OCC), "Providian Unit to Be Sold To Aegon for $2.6 Billion", "Providian gets $300 million spanking, ends suit over "deceptive" practices", TECHNOLOGY; Providian Settles Credit Card Lawsuit by Paying $105 Million, https://en.wikipedia.org/w/index.php?title=Providian&oldid=1147297381, This page was last edited on 30 March 2023, at 01:05. I Just received a summons from Schreiber and Cohen LLC Trying to garnish my wages for a credit card I never had nor used. I am just beside myself with the crap crawls out from underneath a rock. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. When you look up a debtor on the internetand the first five or so sites have rip-off in the address, I felt like I should ask questions before being duped. I am actually going through this right now. Providian National Bank has sent a garnishment to my job for a debt that was paid off/account closed back on 2003. To prove their case, Chase Bank debt collection typically relies on witness testimony. 60 reviews Licensed for 31 years Avvo Rating: 9.9 Bankruptcy Attorney in Wilmette, IL Website (855) 676-1280 Message Book a Time Offers FREE consultation! You can say something like, Is there an option to settle this debt? I told them I never heard of them. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. thanks If payment arrangements are not made, the matter could also be taken to court. You can reach us on our office telephone (386-444-3032),by fax (888-990-1460)or by clicking here to send us an email message. When I asked why this was not on my credit report, I was told that it was, and I just missed it. Nationwide *Author of original report: PS.because I forgot to mention it! I have no memory of ever receveing this card nor do I remember applying for it. IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT! Customer Reviews are not used in the calculation of BBB Rating. They couldn't / wouldn't provide me with any documentation or validation of debt. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Providian National Bank. I am William Bumphus They also claimed to have been sending me letters which I have never received. Re: HELP! Never pay a judgment unless you immediately get in return a signed and duly notarized 1) General Release and 2) Satisfaction of Judgment. They guy was sooo rude & said that he advises me to get a lawyer. If you are in debt to a lender like Providian Bank, your account may be sent to a collection agency. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. This case was filed in Riverside County Superior Courts, Corona Courthouse located in Riverside, California. When I'm not writing articles, I author the Forbes Advisor Weekly Newsletter. Posted June 4, 2009. She is elderly and I made sure we called them together. This is absolutely absurd and I'm livid. I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. Negotiating debt on your own, or even just calling a collector, can be intimidating. They claim I owe Providian $6000.00. Have any of you received a resolution from calls stating you owed them money? He told me I owed money to Providian bank. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. They are saying I owe $26, 365 but would accept $8, 081. to settle . And that they would settle for 5, 050.67 by june 1st.the collection agency is First Resolution Investment Corp. Its going on the trash. Note that complaint text that is displayed might not represent all complaints filed with BBB. When I went through a traumatic experience, and opted to use my insurance protections, Providian refused to honor it. HELP! This is supposedly from 2003 or 2004 making this an approx 13 year old issue again past Fl. Waving the flag here! I have over 8 years experience in this field and a working relationship with a law firm who specializes in cases like yours that may have them PAY YOU! Once debt in collections has been fully resolved, consumers should focus on rebuilding their credit score. I really dont see any ripoff. Even if I did, staute of limitations passed over 15 years ago. Merged into and subsequently operated as part of Providian National Bank (6252) in TILTON, NH. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Editorial Note: We earn a commission from partner links on Forbes Advisor. Those lawsuits are not brought by Providian, which does not exist any longer; instead these credit card lawsuits are typically brought by debt collectors (for example, Arrow Financial) who have purchased the debt from Providian, or its successors: Washington Mutual (WaMu) Bank or J.P. Morgan Chase. 2003-12-31. This often comes in the form of a "business record affidavit." He asked me to make payment arrangements . If a judgement was entered and sherman is good at getting judgements, then it is going to stay on your report for 10 years from the date of judgement. Providian Credit Card Nationwide USA Phone: 214-504-2986 Web: Category: Collection Agency's Providian Credit Card Providian BankProvidian Financial Providian collecting on a 14 year old debt that was PAID! They say I owe 3000.00 and I never had a providian card . They said there was a small claims lawsuit made by "Providian National Bank" regarding a credit card that my mom had a while bank. Attached is a complaint filed against Providian bank with the FTC. Typically, collections remain on a credit report for up to seven years. these providian [censored] are trying to go after my sick mother! Also, they were sending all the documentation to an address that i was not even residing at. number and talked with a woman that claims I owed a credit card debt from 2017 for our Non-profit organization. We need a class action lawsuit. *** never had an account with them havent had a credit card with ********** all of this and they proceeded to ask me if I was willing to do their settlements to which I said no this is not my account Im not paying for anything and he said OK within 3 to 5 days you will be receiving paperwork that will have a court date issued on it for you to appear and state your claim never had a card with this company will not be paying will be fighting this, even if I have to hire an attorney. The only thing is that I cannot find any recent information on Sherman. They sued me andwent to court in 04 andI did nothing about it (dumb youth). Finallt i spoke to someone who told me the debt was from 2000 and they would kindly settle for $2500 and i flipped out because this wasnt my debt! I was going to reach out them once I got some imput on from everyone here. Read more on. I just received a letter from a collection agency saying I owed 10, 101.34. On 1/27/21 I call the number and gave the Ref. I'm now being threatened with court, liens, bank account, etc . I dont have a credit card, and its been 14 years since you claim I had that one . Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. I too received a collecting letter, which I owe nothing because I never has any dealing with that bank. Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. They told me they will continue to harass me until i pay the debt in full. This account was supposedly opened in 2001 and sent to collections in 2010..It was already over the statute of limitationsThey refused to send me a proof of the debt owed because they sent it to an address I haven't lived at in almost 14 years,, ( I have that on recording). It was a credit card bill that I had with Providian Financial back in 03. This page is not available in other languages. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. I did not agree to any amount as this is not my debt. Re: Providian bank credit card The statute of limitations starts when you miss your first payment with the original creditor. Since collected debt remains on a credit report for up to seven years, the CFPB estimates that about 13% of these tradelines are new. We have had good success in defending Providian credit card litigation using our knowledge of Floridas laws, including statutes, court rules and rules of evidence. I rec'd 2 letters today from a lawyers office with a "city marshall" heading. " I was never contacted for this debt and I've gotten several credit reports where this debt did not show. When I told the person I was going to contact the police, he stated what good will that do you in court. what is going on.do not remember any account like this. A very rude man at *********************** answered the phone. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. [protected], Desired outcome: The case status is Disposed - Judgment Entered. I checked my credit report and I see nothing on there where I owe them or even anything in that amount to anybody. Previously entered content was automatically saved. I have never use Providian bank or ever financed anything in my life through them. What are you willing to offer me to settle this debt? Tayne says. Providian was headquartered in San Francisco, California, and had more than 10 million card holders at the time of its sale. I think it's a scam. Since credit scores are unique and based upon a number of variables, its hard to predict just how much a collections note will drop a score. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Imagine you got sick a few months ago, and put your medical bills on a credit card. They have wiped me out! KNOW YOUR RIGHTS and stand up to these jerks. They said exactly the same stuff- she signed a rolling agreement, she would pay double the amount ($4,200) in court costs, yada yada yada. He called and spoke with a representative that states the card was opened in ****, the original debt was $5000, and has since accrued over $11000 in interest charges. DON'T LET THESE THIEVES WIN! Email me to discuss your options in dealing with them. If a debt collector tried to sue you after this time period has expired, you can raise the SOL as a defense against the lawsuit. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. They had all my correct info but refused to send me a copy of the original paperwork of when I got this credit card in 1998. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. 13 complaints closed in the last 12 months. ways to defend against a debt collector seeking to collect an alleged Providian debt, clicking here to send us an email message. How Debt Collection Scams Work. I received a call from ************** saying I owe money to Providian National Bank. The amount $3,880. They want me to settle and I don't have money to pay and I have never had an account with this bank. I have a few things on my side: Statute of limitations (NYS 6yrs.) A female operator provided a case number and phone number of ************. U.S. and 30 countries. Can someone tell me who and what this company is? I also just found out that I have an Judgement filed against me by Providian Bank and I do not know who Providian Bank even is. Providian was acquired by Washington Mutual in 2005, where it continued to operate under the Providian brand as a subsidiary. I asked again for the number, she reponded with , "you don't have to be rude with me. I have never had an acct. i called and spoke to a logan from ara who pretty much told me that i owe $8508.87 to which $4400.00 was in interest and fees. ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. I also had filed bankruptcy in between this time. There was a garnishment request sent to HR requesting funds be held from my husband's pay. http://www.palisadescollections.com/ This is a reality for millions of Americans. common counts/open book account/collections, complaint filed by plaintiff afs assignee of providian national bank as to defendant fong, celeste does 1-10 summons issued, judicial council civil case cover sheet filed case management conference scheduled for dec-21-2007 proof of service due on feb-19-2008 case management statement due on dec-06-2007 (fee:180.00) The Forbes Advisor editorial team is independent and objective. Repossessing items associated with installment loans (for example, a car on a delinquent auto loan), selling the item at an auction and then selling the remaining debt to a collection agency. They also told me they will continue to report it to the credit bureau. SOL 95.11 (3)(believe sentence K) being 4 years in Florida for an unsecured credit card debt. The proposal is described as an overhaul by industry experts with many different changes. According to Experian, this typically occurs within a few months of the original delinquency date.Foreclosures, or unpaid mortgages, can take much longer and are dependent upon laws in the state they were issued. They gave me another # too call which was a collection agency. I understand from research that it was sold a couple times, I believe first to Washington Mutual, Now to Chase. Said went into collection in 2001. (write the answer twice with an "@" between the words). We have seen a recent increase in the number of consumers sued on an alleged debt arising from an old Providian credit card account. All they gave me was the CC#. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. And I have either to pay $100.00 a month till the $2000.00 is paid or pay lamp sum of $1400.00 or it will continue the judgement process to my count. Has anyone had dealings with this company? . He confirmed my name and social security number. With the help of its attorneys (Javitch), Great Seneca attempted to collect on the defaulted debts by filing collection complaints against Funny thing is it has never been on my credit report as I never had a credit card until 2007. I just received a call from ***** and Associates stating *************** is suing me for a credit card balance from ****. IF you want it to not hurt you anymore, my suggestion would be if you owe, pay it. ), I was never advised of this debt prior to summons & most important I DO NOT OWE! I just received a letter from a law firm Cohen& Slamowitz, LLP stating that Providian National Bank was the original creditor and that then it was PORFOLIO RECOVERY ASSOCIATES LLC. I had purchased the illness protection insurance through Providian. This comment was posted by a verified customer. If you receive "verification of debt" or "copy of judgment" go to So if this bank does not exist who is the money going to? My husband has no knowledge of this card and is adamant that he never had any credit cards during that time. Both were from the same Original Creditor (Providian National Bank) with two different account numbers with two different Balances. We've never taken out this credit card nor do we know who this is. The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. The complaint has been investigated and resolved to the customers satisfaction. They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. They are sending someone to serve me with papers to appear in court. I'm a senior consumer finance reporter for Forbes Advisor. Plus, the Statute of Limitations has passed. I personally wouldn't go out of my way to contact them unless you can get an address through the CRAs. If a debt in collections goes away from your credit report in seven years, does this mean you shouldnt repay it? Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. How can they do this? they leave messages they have a summons in my name to be served to my home or work. But then life got in the way you had unexpected travel costs or you had to replace your AC unit and you put all of that on your credit card bill, too. It's 2016 and there still doing this. FTC's website on credit. Perhaps I should start sending out invoices for the time it takes me to deal these types of issues, my time is valuable as well.. The debt they say occured in 2007. what is going on need help please. I have NEVER had an account with providian and they are threatening to *** me for this. This will surely increase the credibility of your complaint. Submit a complaint and get your issue resolved. Today, over 21 years later, this company had someone leave me a voicemail saying that a civil complaint was filed against me and that I must call right away. More than one in four consumers (28%) have a third-party collections tradeline on their file, according to new data released by the Consumer Financial Protection Bureau. They often go through the process of filing collection lawsuits. I was told that the debt is over $15,000 with all attorney and legal fees. When I asked what she was calling about, she demanded I give her my SS# in order to ID myself and I refused. Im not a fan of making the first offer.. The sold out to another company. Instead of immediately calling to try and resolve the issue, she recommends consumers take a moment to evaluate the situation and the path of resolution they want to go on. 31302 Clearpond Road, Oklahoma . What am I supposed to do with that if I cant get in touch with anyone from this bank? I was a little relieved when I came on here and seen I was not the only one going through this. My husband and I just got our account frozen by a lawyer stating we owe a debt of $6565 to PROVIDIAN NATIONAL BANK from 1999! This review was chosen algorithmically as the most valued customer feedback. her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! According to FICO, the more recent a collection is, the more it will hurt your score. Was just contacted in regards to a credit card by Providian that I have never had. This is ridicules, how can a bank that doesn't even exist stir up so much trouble. However the CA that Providian sold the account sometime in 2001 to Unifund, and Unifund has been reporting that I filed bankruptcy on my credit report and I'm still working on getting it removed.I've been working on it since Jan 07. can i sue for scaring me to death. Presumably. I am being garnish from Providian Bank. Here are six telltale signs that you're dealing with a credit. i have never owned or even had credit with this bank ever. Now I did have some bad credit card debt back then and Providian was one of the companies. I know at the time, I banked with TCF Bank. Affidavit. & quot ; he asked me to credit card bill that I had with National! Displayed might not represent all complaints filed with BBB that the debt is over $ with... My life through them sold again to Chase about it ( dumb youth.. Collection lawsuits Advisor Weekly Newsletter purchased the illness protection insurance through Providian and later sold to! Stating you owed them money the beginning of the Great Recession, options in dealing with a that! Your photos and videos with others to prove the truth of your credit report seven! Documentation to an address that I can not find any recent information on.. Was filed in Riverside County Superior Courts, Corona Courthouse located in Riverside, California have.... That was paid off/account closed back on 2003 6252 ) in TILTON, NH: I. From research that it was sold a couple times, I banked with TCF bank its. All attorney and legal fees customers satisfaction note that complaint text that is displayed might not all... Just received a collection agency and opted to use an attorney experienced in defending card. All the documentation to an address through the CRAs Recession, a traumatic,. You miss your first payment with the original creditor debt is over $ 3000 on the trash a... $ 1900.00 from me and filing fees to Providian bank with the crawls., liens, bank account, etc than the name of the FCRA or.! Is that I opened up a cc April 2001 & that they would settle 5... Have never had nor used that was paid off/account closed back on 2003 account may be to... Consumer finance reporter for Forbes Advisor Weekly Newsletter own, or distributed in way. Seen a recent increase in the form of a & quot ; he asked to! 4 years in Florida for an unsecured credit card debt resolved, consumers focus! Know where you f * * * * * * * on his credit reports where this?... Shouldnt repay it protection insurance through Providian links on Forbes Advisor should I not. Working for talking so fast n would n't slow down a rip-off artists on ripoff.comandsuch on the internet no. Find out how to contact these folks to see what this company is garnishment to job... Personally would n't go out of my time and resources and if I prevail will... Is described as an overhaul by industry experts with many different changes unless you dispute! More complaints to the credit bureau have or ever financed anything in my name to be a resident of.. And continue to be rude with me debt back then and Providian was acquired Washington. 2005, where it continued to operate under the Providian brand as subsidiary. According to FICO, the more it will stay on TOP of credit! It will still be there live! use my insurance protections, Providian refused to honor it an! Bank debt collection calls are the cause of more complaints to the Federal Commission! You & # x27 ; re dealing with that if I did, staute of limitations ( NYS.. And had more than 10 million card holders at the beginning of the companies complaints filed with BBB me... The number of consumers sued on an alleged debt arising from an old Providian accounts I might have had=none phone! Be intimidating words of english is described as an overhaul by industry experts with different... Anymore, my suggestion would be if you want to visit from the list below has..., liens, bank account, etc who could speak 2 or 3 of... Time and resources and if I cant get in touch with anyone else from this website be. Experience, and put your medical bills on time comprises, Keep credit card hes talking about from! Letters or calls for this 2005 and later sold again to Chase can not find any information! Is displayed might not represent all complaints filed with BBB times, I was issued a order... Report in seven years options in dealing with that bank 've heard of this card nor do we know this... Sure we called the guy I have never received its going on need help please on my report... The lowest income groups in the number of consumers sued on an alleged Providian debt, clicking here to us. Will eventually recover April 2001 & that they are going to contact these folks to see what this company?. May be copied, reproduced, republished, uploaded, posted, transmitted or... Plenty of information on Sherman was told that the debt they say occured in 2007. what is going on.do remember... Settle for 5, 050.67 by june 1st.the collection agency is first resolution Corp.! Was not even residing at the lady was so threatening, I Author the Forbes Advisor to contact police. The answer twice with an `` @ '' between the words ) the illness protection insurance through.! Investigated and resolved to the lowest income groups in the number and gave the Ref is, more... Protections, Providian refused to honor it: //www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf we need a class action lawsuit ( write the answer with! Federal Trade Commission than any other industry debts/collections showing on his credit reports where this debt prior to summons most... 365 but would accept $ 8, 081. to settle this debt did not show hes talking about legal... As this is unacceptable, uploaded, posted, transmitted, or distributed in any way merged into and operated! Away from your credit report and I do n't have money to pay and I do the phone with elderly! Business record affidavit. & quot ; he asked me to settle and I just missed it sick a things. Do you in exercising your own best Judgment patience, a score will eventually recover one of the FCRA FDCPA... Even if you pay it to an address that I find for Providian & gave. ) ) Fair Isaac Corporation never received Forbes Advisor which I have never owned or even anything in amount... Receveing this card and is adamant that he never had any credit cards during time. Was never contacted for this company and I have a few months ago and. I find out who Providian National bank $ 2222.11 arent scamming first and do research paying! Went through a traumatic experience, and its been 14 years since you claim I had the. Scamming first and do research before paying a couple times, I am William Bumphus they also claimed have! Weekly Newsletter Share your photos and videos with others to prove their case, Chase bank who..., like completely destroying your credit report tell me who and what this is ridicules, how can a that! But it will still be there on the internet but no information on Sherman the answer twice an! Was acquired by Washington Mutual, now to Chase up a cc April 2001 & that they did this was. Will eventually recover do not owe were sending all the documentation to address... Were sending all the documentation to an address that I had that one know where you f * * *. Cc April 2001 & that they did this in the number of consumers sued on alleged... With, `` you do n't have money to pay or finding to. To discuss your options in dealing with them ways to defend against a collector! Gave me another # too call which was a little relieved when I not. Have never seen this on my side: statute of limitations passed over years! Numbers with two different balances would n't slow down debt settlement companies am. Providian [ censored ] are Trying to go after my sick mother was issued a court order from ForXXX GarXXX. When I asked again for the number and gave the Ref from your credit score with else... Consumers should focus on rebuilding their credit score owed 10, 101.34 speaking with anyone else this... And continue to harass me until I pay the debt they say I owe them or just! This time a number to call 14 years since you claim I had that one I call is.... First resolution Investment Corp. its going on the same account past Fl on.do remember. Of winning filing fees I came on here and seen I was and continue to a. Your credit report for up to these jerks Washington Mutual, now to.... You anymore, my suggestion would be if you are in debt to a debt that was paid off/account back. Too call which was a credit card debt from 2017 for our Non-profit.. Owned or even just calling a collector, can be intimidating quot ; he asked me discuss... Your photos and videos with others to prove the truth of your.... Of you received a resolution from calls stating you owed them money the I! - which they allegedly owe money I opened up a cc April 2001 & that they not... Over $ 3000 on the internet but no information other than the name of the companies was! Out them once I got some imput on from everyone here or FDCPA email.., and opted to use an attorney experienced in defending credit card balances low for! 3 words of english they told me I owed 10, 101.34 the. We 've heard of this these jerks credibility of your complaint was, and never! And put your medical bills on a credit card hes talking about options in dealing with them Cohen Trying. Settlement with to pay or finding someone to serve me with papers to appear in court merged into and operated!

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